TERM Life Rates

See below sample TERM LIFE insurance rates:

  • Available to ages 18 – 75 (coverage available to max age 85 on Term life)
  • No exam, no blood, no urine testing
  • Telephone underwriting & Dr’s records may be necessary
  • LOWER RATES but stricter underwriting than Final Expense Whole Life; more in-depth medical questions
  • Coverage available from $25,000 to $500,000

(Issue of policy / coverage is not guaranteed. You will have to qualify: answer medical questions and we may check your medical history records for pre-existing conditions).

Select:

TERM LIFE for 10, 15, 20 or 30 years coverage

Female, NON-SMOKER       |        Male, NON-SMOKER

Female,  SMOKER       |        Male,  SMOKER

(if you prefer LIFETIME, permanent coverage instead, click here)

$25,000 coverage – TERM LIFE

sample rates for 10, 15, 20 or 30 years

 

 

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

FEMALE, Non-smoker

$25,000 Term life coverage

(click to enlarge)

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

 

 

 

 

 

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

MALE, Non-smoker

$25,000 Term life coverage

(click to enlarge)

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

 

 

 

 

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

FEMALE, smoker

$25,000 Term life coverage

(click to enlarge)

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

 

 

 

 

 

 

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

MALE, Smoker

$25,000 Term life benefit

(click to enlarge)

Request to START  TERM LIFE COVERAGE                     

(if you prefer PERMANENT, LIFETIME coverage instead, see rates here)

 

 

 

 

 

 

 

 

 

 

Lowest rates - We compare all companies' rates so you don't have to.

Benefits available up to $50,000 for lifetime coverage whole life, or $500,000 for temporary TERM life (10-20 years coverage). The more benefit you get, the cheaper per $1,000.

What's your AGE & GENDER? Do you smoke?

Rates will show below. You can then continue to request coverage

Continue below to request coverage

Most plans DON'T require a medical exam, but some will ask about health history (except for Guaranteed issue which has no medical questions).
Rates may be slightly lower or higher depending on health, total amount of coverage needed, state of residence. Once a policy is purchased, rates are FIXED for the life of policy (lifetime for final expense whole life, lifetime for guaranteed issue, or 10/15/20 years for term life).

ⓘ By law, a licensed insurance representative is required to assist in purchasing of life insurance by telephone, email, online or in person, so you'll be contacted by one of our licensed advisors to help you with your insurance needs.

 

 

 

 

 

 

 

|   LIFE INSURANCE   |   MEDICARE   |   APPLICATION   |   CONTACT   |

Email:OpenCareInsurance@OpenCareSeniors.com    Call: OpenCare 321-222-9443

 Open Care Seniors – National Insurance Brokerage – 4755 9th St N, Naples, FL 34103