Financial Peace of Mind for You and Your Family
Rates as low as:
💰 $50,000 Death Benefit
Accident-Only Coverage
for $17/mo.
✅ No medical questions asked!
All we need to know: Who’s your beneficiary?
Choose Your Next Step: [START COVERAGE]
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Other options:
[ SEND ME THIS QUOTE ] [ Send to a Loved One ]
[ I Prefer FULL COVERAGE Term or Whole Life (will answer a few questions) ]
If you prefer FULL COVERAGE and not just an accident-only policy, please keep reading. Full coverage requires answering a few questions. Everyone qualifies for some full-coverage benefits, ask us for details if you have any medical concerns. [Get a Quote]
Accident-Only or Full Coverage?
Whole Life or Term?
What’s Best for You? Know the Difference in 30 seconds or less:
When to get Accident-only VS. Full Coverage?
Accident-only when you want to save on premiums – this policy only pays a death benefit if cause of death is deemed to be accidental. There are no medical questions to answer, so you can start coverage today. [Apply now for Accident coverage] .
If you prefer Full coverage instead, comprehensive life insurance protection is available for “any cause of death” as a term or whole life, if you qualify. [COMPARE QUOTES – CLICK HERE] Benefits for term or whole life are payable for death due to any reason, Day-1 coverage available if you qualify. The main difference: More benefits, more questions you’ll have to answer, premium varies depending on risks covered. Rate will remain FIXED for the duration of your policy . Ask an agent to see if you qualify for comprehensive / full coverage, Day-1 benefit payouts.
[Start My ACCIDENT-ONLY Life Insurance Benefit NOW – no medical questions asked]
[I prefer FULL COVERAGE – Get My Quotes]
Why Choose Whole Life?
✔ Lifetime Coverage – Never expires, premium never increases.
✔ Easy to Get – Same-day approval for 70% of our policies!
✔ No Medical Exam – Just a few health questions.
✔ All Health Conditions Accepted – Ask about “good health discounts.”
✔ Cash Value – Grows over time, like a savings account.
✔ Great for:
- Final expenses & funeral costs
- Building retirement savings
- Leaving a financial legacy
✔ Living Benefits for YOU – Get an advance payout if diagnosed with a terminal illness (money when you need it most!).
✔ Children of elderly parents can pay the premium.
💲 Sample Quote: $39/mo. gets you $15,000 Whole Life (if you’re a healthy 50-year-old).
[ GET YOUR QUOTE NOW ] or [ ASK AN AGENT (Chat or Call) ]
Why Choose Term Life?
✔ Most Affordable FULL-COVERAGE Life Insurance
✔ Choose Term Length – 10, 15, 20, or 30 years guaranteed.
✔ Perfect for Protecting Dependents – Mortgage, children’s education, loans, and more.
✔ Easier for Younger, Healthier Clients – No exam for certain benefit levels.
✔ Living Benefits for YOU – Advance payouts if diagnosed with a terminal illness.
✔ Return of Premium Option – Get back every dollar paid if you outlive the policy.
💲 Sample Quote: $42/mo. gets you $150,000 Term Life (for 10-30 years, healthy 50-year-old).
[ GET YOUR QUOTE NOW ] or [ ASK AN AGENT (Chat or Call) ]
Compare Term vs. Whole Life
📌 $15,000 Whole Life – $39/mo. (Female, 50, non-smoker, good health)
📌 $150,000 Term Life – $42/mo. (10-year guarantee, Female, 50, non-smoker, good health)
💡 Get a Quote – Instantly!
[ COMPARE TERM & WHOLE LIFE ]
GET A QUOTE – INSTANTLY
Compare term and whole life!
Read more about FINAL EXPENSES
Final Expense Life Insurance – Simple, Affordable, & Guaranteed
What is Final Expense Insurance?
Final Expense Whole Life Insurance provides lifetime coverage with fixed premiums that never increase.
✅ Coverage amounts range from $2,000 to $50,000 – designed to cover funeral costs and any end-of-life expenses.
✅ No medical exam – just answer a few health questions.
✅ Immediate coverage available – check if you qualify in just 5 minutes!
Can Your Loved Ones Afford $8,000 or More in Unexpected Costs?
Take care of final expenses today. We offer guaranteed affordable plans.
How Much Does It Cost?
Sample monthly rates for an $8,000 benefit (good health, non-smoker):
| Age | Female | Male | Female (Smoker) | Male (Smoker) |
|---|---|---|---|---|
| 55 | $28 | $36 | $37 | $45 |
| 65 | $39 | $50 | $50 | $67 |
| 75 | $61 | $82 | $85 | $126 |
Have a medical condition? You may still qualify! Check with an agent for details.
Affordable Peace of Mind – As Low As $7.49/Month!
📌 Get an instant quote below – no need to talk to an agent unless you want to.
📌 Ages 18 to 90 – if you’re alive, we likely have coverage for you!
📌 Your policy lasts FOR LIFE – never expires as long as you pay premiums.
📞 Prefer speaking with a licensed agent? Call: (321) 222-9443
Triple Guarantee – Your Protection is Secure!
1️⃣ 30-Day Money-Back Guarantee
✅ Guaranteed coverage for ages 18-80 (up to 90 for those in decent health).
✅ Not satisfied? Get a 100% full refund within 30 days – no risk, no hassle.
✅ First payment can be scheduled for next month – review everything before paying.
2️⃣ Free $3,000 (up to $10,000 per family) Accidental Death Benefit
✅ If we can’t find the right policy for you, we’ll add up to $10,000 ($3,000 for each adult, up to $1,000 per child) in accident-only life insurance for FREE for 12 months!
✅ Includes:
- $3,000 for you
- $3,000 for your spouse
- $1,000 per child
✅ Available for ages 18-69.
3️⃣ Whole Life Policies Guaranteed to Age 121
✅ Your policy will never expire as long as you keep paying your regular premiums.
✅ Premiums NEVER increase – locked in for life.
How Does It Work?
1️⃣ Get a Quote (Instantly, below on this page)
2️⃣ Choose Your Coverage Amount & Monthly Budget
3️⃣ Apply Online – Only takes 5 minutes!
4️⃣ Quick Approval – Some policies are approved the same day!
5️⃣ Enjoy Peace of Mind – Your family is protected.
Will You Qualify for Immediate Coverage?
Most clients qualify for Day-1 coverage, even with:
✔ COPD, diabetes, or other controlled conditions
✔ Past heart conditions (if stabilized)
✔ Other health conditions (ask us for details!)
⚠ About 10% of applicants with serious illnesses (like advanced cancer or nursing home care) may have a 2-year waiting period before full benefits kick in.
💡 Even in this case, if something happens within the first 2 years, we refund every dollar you paid.
How Much Coverage Do You Need?
📌 Most clients choose between $10,000 – $30,000 in final expense whole life coverage.
📌 Average funeral cost in the U.S. is $12,000. [Ask for a QUOTE]
📌 Coverage available from $2,000 (cremation costs) to $2,000,000 (for debts/mortgages).
Who Are We?
🔹 OpenCare Seniors – Independent brokers licensed in all 50 states.
🔹 We work with top-rated, A+ insurance companies.
🔹 Our mission: Find you the best coverage at the lowest possible cost.
🔹 Even if you have health concerns, we WILL find a way to get you covered!
We’ve helped clients with:
✅ Cancer survivors
✅ Heart attack & stroke history
✅ Diabetes & kidney conditions
📌 Think you’re too sick to qualify? Think again. We specialize in finding coverage for everyone!
Start Here – Get Your Instant Quote!
[✅] SEND ME MY QUOTE NOW
