Terms of Use

By accessing or using this website, users agree to these Terms of Use. If a user does not agree, they should not use the website.

No Guarantee of Coverage or Rates

Quotes, sample rates, and plan details shown on this website are estimates only. Availability, rates, approval, and policy terms depend on underwriting, age, state, product availability, and carrier rules.

No Government Affiliation

OpenCare Seniors is an independent insurance marketing and lead-generation website and is not affiliated with, endorsed by, or acting on behalf of the U.S. government, Medicare, or Healthcare.gov.

Use of Website

• Users agree to provide accurate information when requesting quotes or submitting applications.
• Users may not use the site for unlawful, fraudulent, or abusive activity.
• We may restrict access or remove submissions that appear false, abusive, or harmful.

Communications

By submitting a form or contacting us through the website, users consent to phone, text, and email communication regarding insurance products and related services.

Third-Party Services

This website may use third-party tools, analytics, CRMs, carriers, or application platforms. We are not responsible for downtime, policy changes, or content on third-party systems.

Intellectual Property

Website content, branding, page structure, and materials on this site may not be copied, republished, or reused without permission except as allowed by law.

Disclaimer

This website is provided on an “as is” and “as available” basis without warranties of any kind. We do not guarantee uninterrupted access, error-free operation, or specific results from using the site.

Limitation of Liability

To the fullest extent permitted by law, OpenCare Seniors and its operators are not liable for damages arising out of the use of this website, quote requests, or reliance on estimates shown here.

Changes

These terms may be updated at any time. Continued use of the website after changes are posted means acceptance of the updated terms.