FINAL EXPENSE LIFE: What’s Next? – How to Qualify and Start Coverage

Insurance

See how much benefit you qualify for

  • Guaranteed acceptance (ages 18-89)! No medical exam
  • Get a quote in 5 minutes – Start coverage in 24 hours.
  • Final expense / burial benefits from $5,000 to $50,000. 

Get Your Quote

STARTING COVERAGE: Get peace of mind protecting your family – cover your final expenses so they don’t have to scramble coming up with up to $10,000 – $15,000 for a funeral at a moment’s notice!

EASY life insurance application – Getting final expense coverage in 1-2-3:

  1. One minute to GET A QUOTE
  2. Apply (it only takes a few minutes) – no medical exam!
  3. Get approved and receive your policy. Ask if benefits may be payable “Day-1”.

After you get your quote & select the benefit amount your family will need, head over to the online application short form – it only takes about 5 minutes to fill out.

The application will ask questions about the benefit amount needed, beneficiary info, insured health history – there will be NO MEDICAL EXAM required (for benefits under $50,000)!

Your agent will work with our underwriters to get your policy approved fast and insure all information is correct.

When approved, your policy will be printed and mailed to you within 2-4 weeks from your first premium payment.

We’ll be available to help with any questions or concerns – call us at 321-222-9443.

READ MORE – FINAL EXPENSE client brochure

 

Q & A:

What’s the best life insurance to cover final expenses, funeral, burial costs?

  • Whole life is best life insurance used for final expenses, because the coverage never expires, and the premiums are fixed, never to increase – for life.

How much does “final expense” life insurance cost?

When does my coverage start?

  • Coverage starts on the day you make your first premium payment on your policy.

Will my policy have a 2-year “waiting period” ?

  • NO waiting period if you’re approved for a Day-1 / immediate coverage. Speak with an agent to help you qualify for no-wait coverage. (about 90% of our clients qualify for “no-waiting period” – just answer a few questions).

Does my whole life policy expire?

  • No – the coverage is FOR LIFE, guaranteed (as long as premiums are paid).

Can my premiums increase?

  • No, premiums are fixed for life, can never increase (on whole life policy).

Which company will issue my policy?

  • One of our “A-rated” insurance companies: Aetna, Transamerica, Mutual Of Omaha, American General, Aflac, Gerber Life, etc. – depending on your age, health and benefit amount you need. As independent agents, we work with over 100 insurance companies and can compare and find the best coverage at the lowest price.

How long does it take for benefit to be paid to my beneficiary?

  • As soon as a valid death certificate is available, the insurance company will deliver payment to your beneficiary in 2-4 business days.

For any other questions – contact one of our licensed agents:

 

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