Assurity – TERM LIFE insurance

Our preferred TERM life carrier, for simpler application, fast policy issue.

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Height & Weight – Underwriting requirements

Impairments guide – underwriting

Underwriting Guide / General Underwriting Guidelines / Height/Weight Build Charts

Height/Weight Build Charts

For any builds not listed as uninsurable or in the chart below, please contact Customer Connections, as detailed in the About Assurity section. For applicants age 71 and above, minimum weight limitations may apply – refer to the Build Rating Chart below.

 

HEIGHT / WEIGHT BUILD CHART
	Preferred Plus		Preferred		Standard
	Min	Max	Min	Max	Min	Max
4’8”	83	124	83	133	77	169
4’9”	86	130	86	139	79	175
4’10”	89	136	89	145	82	182
4’11”	92	141	92	151	85	188
5’0″	95	145	95	156	88	194
5’1″	98	150	98	161	91	201
5’2″	101	155	101	166	94	208
5’3″	105	160	105	172	97	214
5’4″	108	166	108	177	100	221
5’5″	111	171	111	183	103	228
5’6″	115	176	115	188	106	235
5’7″	118	181	118	194	109	242
5’8″	122	187	122	200	113	250
5’9″	125	192	125	206	116	257
5’10”	129	198	129	212	119	265
5’11”	133	204	133	218	123	272
6’0″	137	210	137	224	126	280
6’1″	140	216	140	231	130	288
6’2″	144	221	144	237	133	296
6’3″	148	228	148	244	137	304
6’4″	152	234	152	250	141	312
6’5″	156	240	156	257	144	320
6’6″	160	246	160	263	148	329
6’7″	164	252	164	269	152	337
6’8″	168	258	168	275	156	346
6’9″	173	264	173	281	160	355

BUILD RATING CHART
Ages 18 -54		Ages 55 – 70		Ages 71+
BMI	Rating	BMI	Rating	BMI	Rating
<15.1	Decline	<15.1	Decline	<21.1	Decline
15.1 – 17.0	50	15.1 – 17.0	25	21.1 – 36.0	0
17.1 – 36.0	0	17.1 – 36.0	0	36.1 – 38.0	25
36.1 – 38.0	25	36.1 – 38.0	25	38.1 – 39.0	50
38.1 – 39.0	50	38.1 – 39.0	50	39.1 – 41.0	75
39.1 – 41.0	75	39.1 – 41.0	75	41.1 – 42.0	100
41.1 – 42.0	100	41.1 – 42.0	100	42.1 – 44.0	125
42.1 – 44.0	125	42.1 – 44.0	125	44.1 – 46.0	150
44.1 – 46.0	150	44.1 – 46.0	150	46.1 – 47.0	175
46.1 – 47.0	175	46.1 – 47.0	175	47.1 – 48.0	200
47.1 – 48.0	200	47.1 – 48.0	200	>48.0	Decline
>48.0	Decline	>48.0	Decline