Application Url Referred by: SECURE FORM READY TO START COVERAGE ? Complete the APPLICATION below (Prefer TELEPHONE APPLICATION? Call (321) 222-9443 ) Coverage starts after underwriting approval. You will receive a policy if approved. A telephone call with the Underwriter may be necessary before approval. NO MEDICAL EXAM needed for benefits up to $10,000. Over $10,000 it's possible to need physical measurements and urine sample/test, possibly a blood test needed depending on your age, benefit amount applied for and time since last Dr. visit. Customer Satisfaction Guarantee: you have 30 days to receive full refund, if the coverage does not satisfy your needs. After the first 30 days, you may cancel at any time and coverage will stop at your request. Otherwise, your coverage will last for the life of the policy and premiums will never increase during that time. Name a BENEFICIARY PRIMARY Beneficiary * Relationship * DOB - beneficiary * Percent (%) * Secondary or CONTINGENT Beneficiary Relationship DOB - contingent Percent (%) * If you have more beneficiaries, please use the comment box below. Where should we mail the policy? (no P.O. boxes) Address * City * State * - Select State - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip * Does the INSURED reside at the same address above? * Yes No INSURED information: First name * Middle Initial Last name * Date of birth * Gender at birth * Female Male Have you EVER used tobacco or nicotine products? * No Yes Insured's EMAIL * Phone (MOBILE) * Home or secondary # Height (ft) * Height (ft) 3 ft. 4 ft. 5 ft. 6 ft 7 ft inches * inches 0 in. 1 in. 2 in. 3 in. 4 in. 5 in. 6 in. 7 in. 8 in. 9 in. 10 in. 11 in. Weight * Annual income * Net worth * SSN of insured * Marital status * Marital status Married Single Divorced Separated Widowed Civil union Domestic partner Driver license/ID number * DL/ID issued state * - Select State - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming DL/ID expiration date * Place of birth (State, City) * US citizenship * US citizen legal US resident Employment status * Employed Homemaker Unemployed Disabled Retired Do you have any existing coverage? * No Yes Will this insurance replace other policy? * No Yes Medical questions - INSURED Medical questions - You have the option to SKIP health history questions * No medical questions (I understand that my PREMIUMS WILL BE HIGHER) I will answer medical questions to SAVE ON PREMIUM (any "Yes" answers will NOT disqualify you from being approved, but in some cases you may qualify for Guaranteed Issue Whole Life instead if you have any MAJOR health issues. Guaranteed Issue plans may have higher rates). Check all that apply: Q1. Are you (the person to be INSURED) currently: * 1.a) Bedridden or confined to any hospital, nursing home, long-term care facility or skilled nursing facility; or receiving or been advised to receive care in a nursing home, hospice care, or home health care? 1.b) Requiring assistance with activities of daily living such as taking medications, bathing, dressing, eating, toileting, getting in and out of a chair or bed, or control of bowel or bladder problems? 1.c) Requiring any of the following (other than for fractures, bone or joint surgery, including replacement): wheelchair, electric scooter, or oxygen equipment to assist breathing (excluding use for sleep apnea)? 1.d) None of the above. Q2. Have you EVER been: * 2.a) Diagnosed as having Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), or Human Immunodeficiency Virus (HIV) Infection (symptomatic or asymptomatic) or been treated for AIDS, ARC, or HIV by a physician or health care provider? 2.b) Diagnosed with, been treated for or advised by a physician or health care provider to receive treatment for Alzheimer’s Disease, Dementia, Huntington’s Disease, Sickle Cell Anemia, Myelodysplastic Syndrome (MDS), Lou Gehrig’s Disease (ALS), Quadriplegia, Paraplegia, Down’s Syndrome, mental incapacity, congestive heart failure, Cirrhosis, Metastatic Cancer or recurrent Cancer of the same type? 2.c) Diagnosed with insulin shock, diabetic coma, or had an amputation due to diabetic complications or diagnosed with End Stage Renal Disease or requiring dialysis? 2.d) Advised to receive or have received an organ or bone marrow transplant? 2.e) Diagnosed by a physician or health care provider as having a terminal medical condition that is expected to result in death within the next twelve 12 months? 2.f) None of the above. Q3. In the LAST 12 MONTHS, have you been: * 3.a) Advised by a physician to have a surgical operation, diagnostic testing other than for routine screening purposes or for those related to HIV/AIDS, treatment, hospitalization, or other procedure which has not been done or for which results are not known? 3.b) Diagnosed by a physician or health care provider as having heart disease or heart surgery of any kind? 3.c) In the past 2 years, has the Proposed Insured been diagnosed with, been treated for or advised by a physician or health care provider to receive treatment for any form of cancer (except basal or squamous cell skin cancer)? 3.d) None of the above. Q4. Have you EVER received care for, or advised to seek treatment for: * 4.a) Diabetes before age 50 or diabetes at any age with complications of Retinopathy (eye), Nephropathy (kidney), Neuropathy (nerve) or Peripheral Vascular Disease (PVD or PAD)? 4.b) Hepatitis C? 4.c) Chronic Lung Disease, including Chronic Obstructive Pulmonary Disease (COPD), Chronic Bronchitis, Emphysema, or Sarcoidosis? 4.d) None of the above. Q5. In the LAST 4 YEARS, have you been diagnosed, treated or advised to seek treatment for: * 5.a) Cancer, Leukemia, Melanoma or any other internal cancer (except basal or squamous cell skin cancer)? 5.b) Chronic Kidney Disease, Systemic Lupus or Scleroderma? 5.c) Bipolar Depression, Schizophrenia, Parkinson’s Disease or Multiple Sclerosis? 5.d) None of the above. Q6. In the LAST 2 YEARS, have you been treated or advised to seek treatment for: * 6.a) Coronary Artery Disease, Heart Attack, Coronary Artery Bypass Surgery, Angioplasty, Cardiomyopathy, irregular heart rhythm, or Valvular Heart Disease with surgical repair or replacement? 6.b) Stroke or Transient Ischemic Attack (TIA)? 6.c) None of the above. Q7. In the LAST 2 YEARS, have you: * 7.a) Been convicted of or currently awaiting trial for a felony? 7.b) Been treated for or advised to have treatment for alcohol or drug abuse or convicted more than once of reckless driving or driving under the influence of drugs or alcohol? 7.c) Used unlawful drugs in any form or abused or misused prescription drugs? 7.d) Been hospitalized by a physician or health care provider for any mental or nervous disorder? 7.e) None of the above. Q8. In the LAST 12 MONTHS, have you: * 8.a) consulted a physician for chronic cough, unexplained weight loss greater than 10 pounds, fatigue or unexplained gastrointestinal bleeding? 8.b) None of the above. Primary physician information PHYSICIAN or CLINIC with most recent medical records * Physician / clinic - phone number * Physician / clinic - address * Date last seen: * Reason: * List your MEDICATIONS (Prescriptions only), reason for each meds, when diagnosed. Add details to any YES answers above. * Premium payment information Call for rates first, if not sure how much your expected premium will be: (321) 222-9443 Benefit amount requested: * Monthly premium expected (approx) * Coverage duration * Lifetime 10 years 15 years 20 years 25 years 30 years Select DATE TO START COVERAGE * 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Who will pay the premium? * Insured Other Payment method * Bank draft / ACH Credit card / debit card / Direct Express I prefer a call to provide payment info (Credit/debit card payment is NOT available on all plans) Additional info, comments: Feel free to ask a question or leave a comment. Use this field for additional beneficiaries, list additional health issues comments Signature: Type your FULL NAME (as on your ID) * Confirm your phone number * Confirm email address * After you click SUBMIT APPLICATION above, an underwriter will review and contact you if needed to confirm any information provided on your application. After all info is confirmed, a policy may be expected to be mailed to INSURED or PAYOR.