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EASY Life Insurance

Final Expenses PAID - from $9/mo.

Why choose Open Care Seniors? - Rates from $9/month. - NO exam. - No "waiting period" on Immediate WL. - Lifetime coverage; premiums never increase.

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Compare Our Plans

How Much Does It Cost? Rates from $9/mo.

GOOD (Accident-Only): Cheapest, covers only accidental death, no medical questions. Read more...

BETTER (Guaranteed Issue Whole Life): Full coverage after 2 years. Great for funeral and final expenses if you have any major health issues. Read more...

BEST (IMMEDIATE Whole Life): Day-1 FULL coverage, premium never increases, benefit guaranteed to never increase for life (age 121). Ideal for final expenses, funeral or legacy planning. Read more...


 
GOOD: Essential ACCIDENT Coverage
$50,000
for $17/mo (ages 18-70)

Accident-Only

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BETTER: Full Coverage, GUARANTEED ISSUE Whole Life
$15,000
for $62/mo (Female, age 50)

Guaranteed Issue Whole Life

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BEST: Whole Life, Full Coverage
$15,000
for $39/mo (Female, age 50)

IMMEDIATE Whole Life

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More info about Accident-Only Life Insurance

Accident-Only coverage is an affordable option if you want a guaranteed policy without health questions. It pays out upon accidental death but does not cover death from illness or natural causes. This can be ideal for those who do not qualify for standard policies due to health issues, or those seeking a budget-friendly option.

If you prefer full coverage for ANY cause of death, see below other full-coverage options or Whole Life instead). Accident-only life insurance is available if you are between the ages 18-70 at the time of policy purchase and coverage stays to age 80. Benefit amounts range from $5,000 to $300,000 Accident-Only Life Insurance.

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More info about Guaranteed Issue Whole Life Insurance

Full coverage life insurance after the initial 2 years (covers accident-only during the first two years). Guaranteed Issue Whole Life typically covers you for life. Good for final expenses, funeral planning. Great for people with significant health issues that can't get anything else. Everyone is approved. No questions asked. Policy never expires - lifetime coverage. Available for ages 18-80. Policy lasts to age 121. Benefit amounts from $5,000 to $25,000. May stack multiple policies. Premiums are higher because there are no medical questions. You may actually qualify for cheaper (Day-1) WHOLE LIFE - see next product below.

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More info about Day-1 FINAL EXPENSE (Immediate Benefit) Whole Life Insurance

Whole Life insurance provides lifelong coverage and fixed premiums. Most everyone can be approved by answering a few questions - NO MEDICAL EXAM. Coverage is guaranteed for life and premiums never increase. Part of your premium goes toward building cash value, which grows tax-deferred. You can borrow against this cash value if needed.

Best option for final expenses, funeral planning, retirement supplemental income, estate planning, or leaving a guaranteed legacy to beneficiaries. Low premiums will never increase, for life. Available to ages 18-90. Coverage guaranteed until age 121. Benefit amounts from $2,000 to $50,000 without a medical exam. If you need more benefit, a medical exam may be needed. Get peace of mind - start coverage today!

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Frequently Asked Questions

What is final expense insurance?
Final expense insurance is a type of life insurance designed to cover the costs associated with a funeral, burial, and other end-of-life expenses.
How much coverage do I need?
Average funeral is $8500. We recommend $10,000 to $15,000 policy to cover most unexpected expenses. We can help you determine the appropriate amount for your situation.
Is a medical exam required?
Most of our plans do not require a medical exam or blood test. Some plans may require just a brief health questionnaire.
Is there a grace period or waiting period for benefits?
Most plans don't have a waiting period (Immediate Whole Life). Some plans may have a waiting period of 12 months up to two years. Ask an agent if you can qualify for immediate coverage, no waiting period.

What Our Customers Say

"I was so relieved to find Open Care Senior Plans. They made the process of getting life insurance so easy and stress-free."

- Jane D.

"I highly recommend Open Care. Their agents were knowledgeable and helped me find the perfect plan for my needs."

- Robert S.

About Open Care Senior Plans

Open Care Senior Plans is dedicated to providing affordable and reliable life insurance options to seniors. We understand the unique needs of our clients and strive to offer personalized service and comprehensive coverage. Our mission is to help families protect their loved ones and ensure peace of mind during difficult times.

We work with a network of top-rated insurance carriers to offer a variety of plans, including final expense insurance, whole life insurance, and term life insurance. Our experienced agents are committed to guiding you through the process and helping you find the right coverage for your budget and needs.

At Open Care Senior Plans, we believe in transparency, integrity, and putting our clients first. We are here to answer your questions, provide expert advice, and support you every step of the way.

Contact Us

If you have any questions or would like to learn more about our plans, please don't hesitate to contact us.

Phone: 321-222-9443

Email: info@opencareseniors.com

Address: 4755 9th St N, Naples, FL 34103

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