Could your loved ones come up with $8,000 or more at a moment’s notice if something happened to you? Take care of final expenses today. We have affordable final expense life insurance plans – GUARANTEED!
5-minute application.
Cancel any time, no questions asked. Full refund if you decide to cancel in the first 30 days
How much will it cost? Final Expense Life Insurance sample monthly rates:
Female
|
Male
|
AGE |
Female
|
Male
|
|---|---|---|---|---|
| $28 | $36 | AGE 55 | $37 | $45 |
| $39 | $50 | AGE 65 | $50 | $67 |
| $61 | $82 | AGE 75 | $85 | $126 |
| See more quotes |
Sample rates (above) are for $8,000 final expense life insurance benefit, if in good health. Other benefit amounts are available by request. Applicants with certain medical conditions may have different/ higher rates. Check with one of our licensed agents to confirm your expected rates.
- Need even LOWER rates? Check out TERM LIFE insurance premiums – Read more…
- See if you qualify for “good health discounts” WHOLE LIFE – Read more…
Get a quote NOW
We encourage you to read the info on this page below to understand how the plan works!
Peace of mind is available! And our coverage is AFFORDABLE (our rates start at $7.49/mo, depending on age and benefit amount). Get a quote right now, below – no need to speak to anyone if you choose, we’re not high pressure. {Or call us, if you prefer: (321) 222-9443}.
If you are currently between the ages 18 – 90, WE MAY HAVE COVERAGE WITH YOUR NAME ON IT (coverage will last FOR LIFE!).
TRIPLE GUARANTEE
1. We GUARANTEE that you’ll find the coverage you need – for ages 18-80 no matter how healthy or not (or even up to age 90!!! if in good-“ish” health), or your MONEY BACK in 30 days if you’re not completely satisfied with your policy. You can even schedule your first payment NEXT MONTH, to give you all the time you need to review the policy and all the details. If for any reason you decide this is not working for you and your family, we GUARANTEE 100% full refund within the first 30 policy days!!!
2. EXTRA GUARANTEE: if we can’t find good enough coverage for you, we’ll even ADD up to $10,000 (total, per family) in life insurance ACCIDENTAL death benefit – at NO COST TO YOU for the first 12 months. (Accidental death benefit is per family: $3,000 for you, $3,000 for spouse/partner, and $1,000 each child). This EXTRA coverage is available for you or a family member and their immediate family (main insured needs to be age 18-69 to qualify for Accidental death benefit policy).
3. Our whole life policies are GUARANTEED to stay in force to AGE 121 (as long as you pay premiums) and YOUR PREMIUM WILL NEVER INCREASE, for life.
HOW DOES IT WORK?
- FIRST – Get a quote (online, on this page below)
- You select the benefit amount / premium you prefer
- APPLY ONLINE (only takes 5 minutes!)
- Our underwriter or an agent may contact you for clarification of info provided.
- APPROVAL – or – ALTERNATIVE OFFER if for any reason you don’t qualify for the lowest rates (some health history may trigger a higher risk rate).
- Review your policy and pay first premium.
- Let the PEACE OF MIND take over you knowing that your family is covered and cared for.
- “Final Expense” is a REGULAR life insurance for small amounts ($2,000 to $50,000 benefit) usually used for funeral and final expenses.
- Your beneficiary can use the funds for ANY expense needed, including keeping the left over balance.
- PLEASE NOTE: About 10% of our clients who are dealing with some major health issues (nursing home, cancers, heart disease or a few other serious illnesses) can STILL QUALIFY for coverage but with a “waiting period” of 2 years on benefits payable – but no worries, since if anything happens within the first 2 policy years, we will refund all the premiums you paid in. Since there’s not enough room here to spell out how this works, ask us if your policy should have IMMEDIATE BENEFIT or a waiting period. We were able to get IMMEDIATE BENEFIT, or Day-1 coverage to clients with COPD, diabetes and other health conditions if they were controlled.
WHO ARE WE?
We are an association of experienced independent agents across US with access to 100’s of insurance carriers that issue our policies. We only work with A-rated companies, meaning they are STABLE, RELIABLE and with a great track record of consumer satisfaction.
Our mission is to find the best coverage for you, at the lowest cost available based on your age, health history and coverage amount needs. If one of the companies we matched you with comes back with a declined offer, we do have second-chance companies available, for even the least healthy clients. We were able to offer coverage to some of our clients that were diagnosed with some major illnesses like cancer, heart attack, kidney or liver disease, etc. Even diabetic clients were able to get our lowest rates, with immediate benefit, if their diabetes is under control, with no complications. If you think you may be too sick to qualify, think again: we will find some coverage to help you protect your family!
HOW MUCH BENEFIT DO I NEED?
Most of our clients get policies in the $10,000 – $30,000 range (average funeral in the US is $12,000) but we can issue coverage from $2,000 (enough for a cremation) up to $2,000,000 (if you still have some debt or a mortgage, you may want to cover that in case anything happens to you).
HOW DO I START?
Get a quote below: we’ll show the LOWEST RATES available based on gender, current age and smoking status; keep in mind that during underwriting we may have to make a premium offer that may be different than our lowest advertised “preferred” rates, in case some health issues in your medical history call for that. You will then have the option to change the benefit amount in order to match the premium you can afford.
GET A QUOTE – INSTANTLY!
